We don’t usually expect it, but some of us may have to deal with a keyed car at some point in our lives. Nobody wants to see their car take damage like that, and in the moment it can raise some questions about what you should do.
In order to help Plainfield, Indianapolis, Fishers, and Bloomington drivers learn how to deal with a keyed car, Andy Mohr Collision Center has created this guide. Read more to learn what to look for in keyed car damage and how you can get help through your insurance company.
Levels of Keyed Car Damage
When you’re looking at a keyed car, there are a few levels of damage you should consider and look out for. The severity of your keyed car damage really comes down to how deep the scratch in your paint coat is.
In some cases, the key may have only reached the protective clear coat and never really reached the paint. In this case, key scratches like this can typically be buffed out and it’s a fairly simple process to go about making your car look normal.
Damage caused by keying is more serious if it gets through the clear coat and into the paint or even down to the primer and metal. In this case, the damage will be more noticeable and harder to repair. This is when you definitely want to take your car to a professional who can repair your car’s appearance.
Will My Insurance Cover a Keyed Car?
A common question people have when dealing with a keyed vehicle is whether their insurance company will cover them for the damage. The short answer is that it’s possible, however it really comes down to the type of coverage you have and how you handle the situation after the car is keyed.
In most cases, your insurance company will cover you for your keyed car. Since damage like this would be considered vandalism, you’ll want to look toward your comprehensive coverage plan for help with this.
However, proper documentation is essential when putting in a claim of vandalism on your car to your insurance company. It’s best to contact the police in the event that you have a vandalized vehicle, so they can create a formal police report. This will help to provide validity to your case, so that your insurance company has strong eyewitness testimony to work with.
It’s also important not to sit too long before making a claim. If your car has been keyed you want to contact police and your insurance company as soon as possible. The longer you wait before making a claim, the less likely you are to receive coverage.
Related Post: Is There a Time Limit to File a Claim?
Repair Your Keyed Vehicle at Our Service Center
Nobody likes seeing their car get keyed or scratched in any way, that’s why Andy Mohr Collision Center is here to get your car looking like it used to. We work hard to have Plainfield, Indianapolis, Fishers, and Bloomington drivers looking great while on the road.
If you’re interested in repairing key damage to your car, schedule a service appointment with our dealership online or over the phone today!