Have you found yourself in a fender bender and recently realized that your car has taken more damage than you initially thought? If so, you may be wondering how long since the day of the accident can you seek help from your car insurance agency. In order to make sure your car gets back in good shape, Andy Mohr Collision Center has explored the time limit you have to file a claim. We hope to make sure that Plainfield, Indianapolis, Fishers, and Bloomington drivers get the help they need in repairing their vehicle after an accident.
When Should You File a Car Insurance Claim?
When dealing with insurance claim deadlines, there really is no cut-and-dry answer. In many cases, the deadline varies from company to company and is often up to the discretion of the insurance company themselves. Many times, insurance companies will ask that you make your insurance claim “within a reasonable time frame”. What this means is that they want you to be proactive about seeking coverage. To insurance companies, they want to make sure that this isn’t a problem you were just living with before but rather something you have been actively working to get fixed. As such, the average deadline for insurance claims can generally be placed within the first month or two after your accident. It should make sense why it took awhile to make a claim and so it’s important to prepare a strong claim if not applying for insurance immediately. In some states, such as states that use no-fault insurance claims, you’re provided a more solid deadline. This gives you a lot of leeway in how you file a claim but even still, these deadlines are usually about a month after the initial accident.
How to Make a Strong Late Insurance Claim
When making a car insurance claim, you want to have a good amount of proof that the damage was caused by another driver. In cases where you have the insurance information of the other driver involved, it’s very easy to make a claim. In this case, you should really just try to make a claim within about a month, so you’re not sitting on this information too long. In the event where you don’t have the insurance information of the other driver, it’s important they make a claim quickly and maybe even provide proof. Having any witnesses or time-stamped CCTV footage of the event can help you. However, it’s still important to present this evidence within a reasonable amount of time.
Let Us Help You Repair Your Vehicle After an Accident
Working through a collision with insurance can mean a lot of phone calls to settle the claim. However, at Andy Mohr Collision Center, we’re happy to help you provide comprehensive claims to your insurance company. If you’re a driver in the Plainfield, Indianapolis, Fishers, or Bloomington areas, we can make getting your car back on the road quick and easy. Are you looking to have your car repaired after a collision? Schedule a service appointment with us online or over the phone today!