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What Is Supplemental Damage After a Repair?

Andy Mohr Collision Center Blog

Posted: May 1, 2019

When you’ve found yourself in an accident, the process of getting your car back in working order can require a good amount of communication on everyone’s part. You’re likely making calls to your insurance company as well as your repair center. One thing that may come up during the repair process is the presence of supplemental damage.

To help Plainfield, Indianapolis, Fishers, and Bloomington drivers know exactly how to deal with supplemental damage, we’ve brought you this guide. Our team at Andy Mohr Collision Center wants to inform everyone about what they can do to make their repair process as smooth as possible, so keep reading!

What Is Supplemental Damage?

Simply put, supplemental damage is damage discovered on your vehicle that hasn’t been accounted for in the initial insurance appraisal. This damage is usually found during the repair process, and your mechanic will call you to let you know that extra damage has been found.

When you apply for insurance after an accident, the insurance company requests information on how much damage has been done to determine how much money you will receive. If you find that there is more damage than previously expected, your repair center will have to contact your insurance company for more money.

When dealing with supplemental damage, the main thing to focus on is who found the damage in question. How you would go about contacting your insurance company changes based on the person who discovers the additional damage.

What to Do When Your Mechanic Finds the Damage

If your mechanic finds the damage, you will likely be the first person to hear about it. Once you’re aware of the damage to your vehicle, they will then contact your insurance company as soon as possible to get the money for the repair.

The process of declaring supplemental damage involves contacting the insurance company either by phone or through a form. Either way, in the case of your mechanic finding the damage, they will likely take care of it for you, so you won’t need to do much.

What to Do When You Find the Damage

In the event that you find the damage in question, you will likely have to contact your insurance company yourself and present proof of damage. You may find damage after your repairs are complete, and if you have reason to believe that it was caused by the accident, your insurance company can give you more money.

Timing is important here—if you wait too long on contacting your insurance company, they may not be able to provide you with anything. Additionally, if the problem is visible, it’s good to provide pictures when possible.

Keep Your Car Well Maintained at Our Collision Center

If you’ve recently been in an accident, we can help get you back on the roads at Andy Mohr Collision Center. Our team will help Plainfield, Indianapolis, Fishers, and Bloomington drivers manage their insurance claims, ensuring they can get the repairs they need.

Are you looking to get your car repaired after an accident? Schedule an appointment with us online or over the phone today.

Andy Mohr Collision Centers