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Will My Insurance Cover Windshield Replacement?

Andy Mohr Collision Center Blog

Posted: January 4, 2019

Will My Insurance Cover Windshield Replacement Indiana

As drivers, we do our best to protect our windshield, but considering how often you’re behind the wheel, your windshield may be vulnerable to any number of dangers. It can get cracked or chipped anytime or anywhere, no matter if you’re traveling through Bloomington, Plainfield, Indianapolis, or Fishers, Indiana. 

The question is, will car insurance cover a cracked windshield? The short answer is yes, but it’ll depend on your insurance coverage. At Andy Mohr Collision Centers, we can help with your auto glass repairs and we’re more than willing to work with your insurance company when planning for the repair process. 

Will Car Insurance Cover a Cracked Windshield?

Will My Insurance Cover Windshield Replacement Indiana

When determining whether or not a cracked windshield will be covered by your car insurance company, there are several factors to consider. First up, you’ll want to check to see if you have the specific type of coverage necessary for accidental damages to your windshield. 

This type of coverage is called comprehensive coverage and it is in place to ensure that accidental damages to your vehicle, such as weather damage or broken windshields, are covered by your auto insurance policy. If your vehicle is currently financed, your coverage will likely be comprehensive. 

How Much Will Repairs Cost?

When you file a claim with your insurance company, you’ll be required to pay your deductible. This amount ranges from $250 to $1,000, but your insurance may have a zero-deductible amount for your auto glass repair. 

In the state of Indiana, you may find that your auto insurance provides this service, but no auto insurance company is required by the state to do so. When you get an auto glass repair estimate, you’ll have to measure whether or not the cost is less than your auto policy deductible amount. 

Our Collision Centers Locations 

Our collision centers are dedicated to helping you handle any issues that you may notice with the exterior of your vehicle. To help our community, we offer four different locations to serve you: 

Schedule Your Estimate Today 

From your windshield repair and dent repair to extensive damage, you’ll find the right solution here at Andy Mohr Collision Centers. When you bring your car to one of our fully staffed collision centers in the Indianapolis, Plainfield, Fishers, and Bloomington, IN, areas, a certified and highly trained member of our collision team will diagnose what your vehicle needs and then fix it accordingly. 

We offer a convenient online scheduling system, so you can get your repairs completed when it best fits your schedule. Go to our website and fill out the online estimate form, so we can get your vehicle scheduled for auto glass repair. 

Andy Mohr Collision Centers