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Do I Have to Repair My Car After an Insurance Claim?

Andy Mohr Collision Center Blog

Posted: June 9, 2020

When you’ve been in an accident, you have a million questions going through your head. Our team at Andy Mohr Collision Center wants to help answer them for you. We’re here to let our Plainfield, Indianapolis, Fishers, and Bloomington, Indiana, neighbors know if they need to repair their car after they’ve made an insurance claim.

Should You Repair Your Car Following a Claim?

Following a collision, you may be wondering whether or not you should repair your car. There are a few factors determining whether collision repair is the right decision for you, and we have compiled a few key questions you may want to ask yourself before deciding:

What’s the Severity of the Damage?

The first factor you need to consider is how badly your vehicle has been damaged. If you needed to be towed from the scene of the accident, or if a major component has been damaged, you will have no choice but to get your vehicle repaired before you can hit the road again.

Do You Want to Drive Around with Damage?

Even if the damage is more minor, you may want to fix it to preserve its appearance. The exterior of your car reflects your personal style, and a large dent can take away from its aesthetic. If you’re comfortable driving your vehicle around with a minor scratch that isn’t as noticeable for you, repairs may be optional.

Do You Own the Car?

If you have a loan out on your vehicle or if you’re leasing it, you may have no option but to repair your car following an insurance claim. Consult your finance plan for more details or speak to the dealership where you’re leasing the car to learn more.

Should You Make a Claim?

In certain situations, you may not want to make a claim at all. In situations where the accident is your fault, but no other vehicles were involved, it may be more beneficial to not make a claim. For example, if the damages on your car total $300 but your deductible is $500, choosing not to make a claim will help you save money. Additionally, claims can raise your monthly rate, so if you’ve struck an animal or backed into a tree, you may want to pay for the repairs out of pocket.

Get the Collision Repair You Need

If you do choose to repair your vehicle to preserve its health and appearance, you need to visit a collision center you can trust. Andy Mohr Collision Center boasts a hard-working team of technicians with years of experience on the specific needs of your vehicle. From headlight repair to minor dent and scratch fixes, we can perform any services you may need and get you back to the road quickly.

We promise to be there every step of the way for our Plainfield, Indianapolis, Fishers, and Bloomington, IN, friends. We’ll answer all your questions and work one on one with your insurance company to ensure the process goes smoothly.

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Andy Mohr Collision Centers