How Much Does Car Insurance Go Up After an Accident?

Were you recently involved in an accident? Are you wondering how much car insurance goes up after an accident? At Andy Mohr Collision Center near Plainfield, Indianapolis, Fishers, and Bloomington, IN, we have an answer for you!

On this page, you’ll learn how much car insurance increases following an accident, how you can lower your car insurance rate after an accident, and how our service center can accommodate you! Read on below to get started!

Does Car Insurance Go Up After an Accident?

Whether the accident was in your hands or at the fault of another person, your car insurance premium will likely increase after your accident. However, how much it goes up depends on a few factors. Your increased car insurance rate depends on your current insurance provider as well as the state you live in.

So, while we cannot provide a direct answer as to how much your insurance will increase percentage-wise, we recommend reaching out to your insurance company as soon as possible to discuss increased rates and accident forgiveness programs.

If you do not currently have a set insurance company, we recommend researching different auto insurance companies to compare rates. No two companies will have matching rates or a determined insurance increase value. If you need more direction, feel free to give us a call!

How to Lower Your Car Insurance After an Accident

While it is inevitable that your car insurance will go up after an accident, there are a few ways you can decrease your premium following the collision. Want to learn more? Check out our tips below:

1. Improve your credit. Your credit score and rating play a role in defining your auto insurance rate in some states. So, try to pay your debts and stay within your budget to better your score.
2. Increase your deductible. Your deductible is the amount of money you pay before the insurance company gives you money. Also, the higher your deductible, the lower your premium.
3. Look for discounts. Various car insurance companies offer safe driving discounts that can leverage out your insurance rate.
4. Lower your coverage. While some states require a certain level of liability, you can cut your comprehensive or collision coverage for a lower premium.
5. Shop around. To stay on top of the auto insurance game, you can research other companies that may be offering better rates. Other companies may offer you different discounts that could be of interest to you as well.

We Got Your Back

Being involved in an accident can place a huge roadblock in the middle of our bustling lifestyle. That’s why at our collision center, we offer multiple repairs and services that can keep you on your feet during this speedbump. We offer these auto repair services:

• Auto frame repair
• Dent removal
• Front-bumper replacement
• Front-end alignment
• Alloy wheel repair and more!

Our service department can also help you find towing services, arrange a car rental, or help you file an insurance claim. We’re here to provide top-quality service and accommodate you every step of the way.

Visit Our Collision Center Today!

If you have any more car insurance-related questions or need a post-collision repair, visit us at Andy Mohr Collision Center near Plainfield, Indianapolis, Fishers, and Bloomington, Indiana, today.